:root{
  --paper:#F6F2EA;
  --ink:#1B1B17;
  --navy:#1E2A35;
  --navy-light:#2C3D4C;
  --gold:#B8894F;
  --gold-light:#D9B67F;
  --sage:#5B7458;
  --line:#DED4C2;
  --muted:#6B6558;
  --white:#FFFDF9;
  --radius:10px;
  --max:1120px;
  --article-max:720px;
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:'Work Sans', sans-serif;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3{font-family:'Fraunces', serif; font-weight:500; line-height:1.2; margin:0 0 0.5em;}
::selection{background:var(--gold); color:var(--white);}
:focus-visible{outline:2px solid var(--gold); outline-offset:3px;}
a{color:inherit;}
img,svg{max-width:100%;}
.wrap{max-width:var(--max); margin:0 auto; padding:0 24px;}

@media (prefers-reduced-motion: reduce){
  *{animation-duration:0.001ms !important; transition-duration:0.001ms !important; scroll-behavior:auto !important;}
}

/* header */
header{
  position:sticky; top:0; z-index:50; background:var(--navy);
  border-bottom:1px solid rgba(217,182,127,0.25);
}
.nav{display:flex; align-items:center; justify-content:space-between; padding:16px 24px; max-width:var(--max); margin:0 auto;}
.logo{color:var(--white); font-family:'Fraunces', serif; font-weight:500; font-size:18px; text-decoration:none;}
.logo span{color:var(--gold-light);}
.navlinks{display:flex; gap:24px; list-style:none; margin:0; padding:0;}
.navlinks a{color:#CFD7DD; text-decoration:none; font-size:14px; font-weight:500;}
.navlinks a:hover{color:var(--white);}
.nav-cta{
  background:var(--sage); color:var(--white); text-decoration:none; padding:10px 18px;
  border-radius:24px; font-size:13.5px; font-weight:600; white-space:nowrap;
  transition:transform 0.25s ease, box-shadow 0.25s ease;
}
.nav-cta:hover{transform:translateY(-1px); box-shadow:0 6px 16px rgba(91,116,88,0.4);}
.navlinks-wrap{display:flex; align-items:center; gap:26px;}

/* article shell */
.article-hero{background:var(--navy); color:var(--white); padding:56px 0 48px;}
.article-hero .wrap{max-width:var(--article-max);}
.back-link{
  color:var(--gold-light); text-decoration:none; font-size:13px; font-weight:600;
  display:inline-flex; align-items:center; gap:6px; margin-bottom:20px;
}
.back-link:hover{text-decoration:underline;}
.eyebrow{color:var(--gold-light); font-size:12.5px; letter-spacing:0.08em; text-transform:uppercase; font-weight:600; display:block; margin-bottom:12px;}
.article-hero h1{font-size:clamp(28px,4vw,42px); color:var(--white);}
.article-hero .dek{color:#D6DDE1; font-size:16.5px; max-width:60ch; margin-top:14px;}
.article-meta{display:flex; gap:16px; margin-top:22px; font-size:12.5px; color:#A9B4BB; flex-wrap:wrap;}
.article-meta span{display:flex; align-items:center; gap:6px;}
.article-meta .dot{width:5px; height:5px; border-radius:50%; background:var(--gold-light);}

article{padding:56px 0 20px;}
article .wrap{max-width:var(--article-max);}
article h2{font-size:26px; margin-top:2.1em;}
article h3{font-size:19px; margin-top:1.8em;}
article p{font-size:16px; color:#332F28; margin:0 0 1.1em;}
article ul, article ol{font-size:16px; color:#332F28; padding-left:1.3em; margin:0 0 1.3em;}
article li{margin-bottom:0.5em;}
article strong{color:var(--ink);}

.callout{
  background:var(--white); border:1px solid var(--line); border-left:4px solid var(--gold);
  border-radius:8px; padding:20px 22px; margin:1.8em 0; font-size:15px;
}
.callout h4{font-family:'Fraunces', serif; font-weight:500; font-size:15.5px; margin:0 0 8px; color:var(--navy);}

.stat-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:14px; margin:1.8em 0;}
.stat-card{background:var(--white); border:1px solid var(--line); border-radius:8px; padding:16px; text-align:center;}
.stat-card .num{font-family:'Fraunces', serif; font-size:22px; color:var(--gold); display:block;}
.stat-card .label{font-size:12px; color:var(--muted); margin-top:4px; display:block;}

table.cost-table{width:100%; border-collapse:collapse; margin:1.8em 0; font-size:14.5px;}
table.cost-table th, table.cost-table td{text-align:left; padding:10px 12px; border-bottom:1px solid var(--line);}
table.cost-table th{background:var(--navy); color:var(--white); font-weight:600; font-size:12.5px; text-transform:uppercase; letter-spacing:0.03em;}
table.cost-table tr:nth-child(even) td{background:rgba(0,0,0,0.02);}

blockquote.pull{
  font-family:'Fraunces', serif; font-style:italic; font-size:21px; color:var(--navy);
  border-left:3px solid var(--gold); padding-left:20px; margin:2em 0; line-height:1.5;
}

.article-disclaimer{
  font-size:13px; color:var(--muted); border-top:1px solid var(--line); padding-top:18px; margin-top:2.4em;
}

/* CTA band */
.cta-band{background:var(--navy); color:var(--white); padding:52px 0; margin-top:40px;}
.cta-band .wrap{max-width:var(--article-max); text-align:center;}
.cta-band h3{color:var(--white); font-size:24px;}
.cta-band p{color:#C3CBD1; font-size:15px; max-width:48ch; margin:10px auto 24px;}
.btn-primary{
  background:var(--sage); color:var(--white); text-decoration:none; padding:14px 26px;
  border-radius:8px; font-weight:600; font-size:15px; display:inline-flex; align-items:center; gap:10px;
  transition:transform 0.25s ease, box-shadow 0.25s ease;
}
.btn-primary:hover{transform:translateY(-2px); box-shadow:0 10px 24px rgba(0,0,0,0.28);}

/* related guides */
.related{padding:52px 0;}
.related .wrap{max-width:var(--max);}
.related h3{font-size:20px; margin-bottom:20px;}
.related-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:18px;}
.related-card{
  display:block; text-decoration:none; color:inherit; background:var(--white);
  border:1px solid var(--line); border-radius:10px; padding:18px;
  transition:transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
}
.related-card:hover{transform:translateY(-4px); border-color:var(--gold); box-shadow:0 14px 28px rgba(30,42,53,0.08);}
.related-card h4{font-family:'Fraunces', serif; font-weight:500; font-size:15px; margin:0 0 6px;}
.related-card p{font-size:13px; color:var(--muted); margin:0;}

/* footer */
footer{background:var(--ink); color:#B9B4A6; padding:40px 0 24px;}
footer .wrap{display:flex; justify-content:space-between; flex-wrap:wrap; gap:12px; font-size:12.5px; align-items:center;}
footer a{color:#B9B4A6; text-decoration:none;}
footer a:hover{color:var(--gold-light);}

@media (max-width:720px){
  .navlinks{display:none;}
  .stat-grid{grid-template-columns:1fr;}
  .related-grid{grid-template-columns:1fr;}
}